A personal injury attorney is specialized in representing people who were not compensated as they should have after suffering an injury due to the actions of someone else. According to law, you can file an injury claim or a lawsuit alone. However, there are several cases in which this is a very bad idea since you do need legal help from someone who knows a lot more than you.
So, when do you need a personal injury lawyer? Here are some clear signs you do need the help of a professional. Also, remember the fact that initial consultations with personal injury attorneys are fee. So, there is no reason why you should not at least discuss your case with one.
Your Injuries Are Serious
When you suffer from minor injuries, insurance covers all medical expenses. But, when the injury is severe, it is possible that the insurance firm will only want to offer compensation for a small part of your expenses. This is due to some limits that might be in place. If this is the case, you most likely need to file a personal injury lawsuit to get all the money you should receive.
A personal injury attorney can help a lot with this, including with negotiating with insurance companies that do not want to pay.
Long-Term Or Permanent Disability
When the injuries you suffer lead to conditions that will require getting treated for years or months, your medical costs are definitely huge. This ranges from disability to chronic pain.
The big problem is that most insurance policies just cover expenses up to a specific limit. Basically, this means that after some time, you will no longer receive financial compensation for what happened. The personal injury attorney makes sure this does not happen and you receive the right compensation to cover all the damages you suffered and will suffer.
The Insurer Does Not Pay Or Does Not Pay Enough
After accidents, insurance companies tend to quickly send settlement offers. The problem is these offers tend to be a lot lower than what you should receive. Whenever the insurance company refuses to offer a fair compensation, the only option that remains is hiring a personal injury attorney. The same goes when the insurance firm finds different unfounded reasons not to pay at all, which happens much more often than it should.
The Accident Happened Due To A Defective Product Or Mechanical Failure
In such cases, you always need the help of a personal injury attorney. This is because you have to file a lawsuit against a business that has access to a lot of money. You will be attacked by lawyers and these companies know what to do to not pay you or at least drastically reduce how much they end up paying.
Hiring an attorney guarantees you will not be taken advantage of. Obviously, you do not know everything that the law says about such cases. Your lawyer does and can help you to receive the maximum possible financial compensation, which is definitely a necessity since such incidents tend to lead to long-term consequences.